Fires, hurricanes, tornadoes, lightning, hail storms, floods and other disasters are usually covered by insurance. But the amount of a fair payment can be a very complex matter of evaluations, policy provisions and negotiations. And an experienced North Carolina Public Adjuster can help.

When was the last time you read and understood the insurance policy that covers your North Carolina business or home?

Many homeowners and business owners have difficulty understanding the technical language of the insurance policy and the complicated procedures that must be followed to comply with the policy’s terms. Most people do not realize that insurance company adjusters are trained professionals who represent the interests of the insurance company which employs them, not you, the insured.

American Property Loss offers North Carolina Property Loss Recovery Services to exclusively represent homeowners, building owners, company owners and property management companies in negotiations with their insurance company. American Property Loss North Carolina Public Adjusters provide expert analysis of losses to buildings, contents and business interruption insurance claims caused by catastrophic events (Hail, Fire, Wind, Tornado, Hurricane).

An American Property Loss North Carolina Public Adjuster assesses coverage, determines scope, estimates loss, fully documents data and then presents, reviews and explains that data to the insurance company on behalf of our client (the policyholder) to ensure the client maximizes the funds that they ultimately receive from their insurance company.