April 25, 2024

Smithfield Public Adjuster


Local Smithfield Public Adjuster NC Services

A local Smithfield Public Adjuster can be a real help to Smithfield property owners with an NC property damage claim. Each area is different and knowing about your specific North Carolina area can be real helpful. Sure, you can call some of the big national Public Adjusters, but they’ll fly someone in from out of town that knows nothing about Smithfield NC.

American Property Loss Smithfield Public Adjuster NC – We’re here, we’re local and we know North Carolina Public Adjusting.

Smithfield Public Adjuster NC Property Damage Claims

Hurricane Irene - Damaged Mobile Home in Oriental NC
Hurricane Irene – Damaged Mobile Home in Oriental NC

Read more at American Property Loss Public Adjusters

Thankfully, Smithfield is a bit inland so we don’t normally see the hurricane damage that our coastal NC areas do. That’s not to say it doesn’t happen. We’ve had some hurricane damage throughout Central NC in the past. Hurricane Fran in 1996 was fairly hard on areas from Charlotte in the west and east to the coast and brought a whole new level of hurricane damage awareness to central NC. Hurricane Fran caused a huge number of Smithfield property damage claims. Most recently, Hurricane Irene brought wind damage to the Smithfield NC area. Though, hurricane damage isn’t usually the most frequent cause of NC property damage claims in Smithfield NC.

Smithfield property damage is more often fire damage, wind damage, and water damage. Unfortunately, home fires and high winds can strike anywhere. And of course, we always have Neuse River flood damage occurring in Smithfield and the Johnston County area with some regularity. Wherever you live or whatever your Smithfield property damage may be, our clients really benefit by having a good local NC Public Adjuster that knows the Smithfield area. When disaster strikes, our local Smithfield Public Adjuster is there for you.

Insurance and Construction Experience that you can trust

Our local Smithfield Public Adjuster NC has a full background in construction and actually is a currently licensed NC General Contractor. If there’s anything to be known about a house, commercial property or general structure, our local Smithfield Public Adjuster knows it. He’s built them all before. Our local Public Adjuster knows prices in the area, local building codes, general building quality and understands your expectations. From being able to accurately estimate your property damage claim on a complete loss from house fire damage to being able to estimate water damage from a washing machine gone haywire, our local Smithfield Public Adjuster knows the things to include in your property damage claim.

Maximize your Smithfield Property Damage Claim

Having a seasoned local Smithfield Public Adjuster as a resource to give you adequate information can maximize your Smithfield property damage claim. We’re not talking about getting more money than your claim is actually worth. People sometimes don’t understand what a Public Adjuster actually does. After your insurance company sends out an insurance claim adjuster to review your damage, they will give you an estimate based on their knowledge of replacement costs and total damage amount. Sometimes this can be lower than what you may expect. That’s usually when an NC Public Adjuster is called. A local Smithfield Public Adjuster will reveiw the original estimate, and usually then go back and find a whole lot more.

Our NC Public Adjusters center on finding all the property damage, carefully documenting it and then sending that to the insurance company. When there is accurate documentation spelling out exactly what the damages are and why they should be paid, the insurance company is far more likely to just go ahead and pay the claim. And if they don’t, you have your Smithfield NC Public Adjuster there to handle all the phone calls, negotiations and headaches.

Why is the insurance company claim adjuster’s estimate lower?

In a perfect world, the Smithfield NC property damage claim estimate wouldn’t be. Far too often, the insurance company’s claims adjuster can be responsible for a heavy workload and honestly just miss things. When it all washes out, those items can be the difference between rebuilding properly or having to skimp. Our local Smithfield Public Adjusters work to ensure that we find all the items and it’s properly submitted in your NC property damage claim.

Why call a local Smithfield Public Adjuster?

Follow the money in Smithfield property damage claims

An insurance company’s adjuster’s income is received from your insurance company, so the assigned claim adjuster doesn’t have any particular encouragement to do a whole lot of digging into your claim. Because a Smithfield Public Adjuster works for you, and receives compensation based on the amount of the property damage claim, it’s in our best interest to find every little thing that we can! This often makes a huge difference between what is offered by the insurance company and what our NC Public Adjusters will find in your Smithfield property damage claim.

Will it be a “wash” by the time I pay the Smithfield Public Adjuster?

No, that’s not our expectation. Our NC Public Adjusters can meet with you and do a quick preliminary examination of your property damage. They will have a real good idea of what the property damage claim value will be pretty quickly. And honestly, if it looks like it will be a wash, we’ll tell you.

It’s not our goal to inject ourselves into your Smithfield property damage claim and get you the same money that your insurance company is already offering you. That’s not our style. There are a lot of fire loss property damage claims, wind damage claims, water damage claims and flat out denied property damage claims that really need the skills of our Smithfield NC Public Adjusters. We’ll tell you if your property damage claim is going to be a wash – and then you can decide where to go from there – you may still want us to handle it to just spare you the aggravation. We pride ourselves on working with customers as they really are – like our neighbors and friends.

The Smithfield Public Adjuster says it looks like it might be a “wash”, can you still handle it for me?

If our Smithfield Public Adjuster tells you it’s going to be a wash, but you would rather have us haggle it out with the insurance company and keep you out of the process, we’ll be glad to do that for you. Getting Smithfield property damage claims settled can be a time-consuming process at best. At worst, it can be a real hair-pulling experience. We will be glad to handle that for you if you’d like.

Will you have enough to get your life back to normal?

There will be a difference between what our NC Public Adjusters will find versus what your insurance company claim adjuster will find. We guarantee it. Sometimes, this difference in property damage estimates can be large – and can be the primary factor in getting your life back to normal. If, for any reason, we don’t think that using our NC Public Adjuster services will actually benefit you, we will tell you.

Find out more information at the NC Department of Insurance Disaster and Recovery

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